Off-Road Vehicle Insurance

Insurance Protection as Tough as Your Off-Road Vehicle

Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line, insuring your off-road vehicle is just as important as insuring your car. In the case of damage, a wreck or theft, an insurance policy will enable you to repair or replace it.

Off-road vehicles can be expensive investments and they warrant insurance. The Alliance Group of Western NY helps Rochester NY area residents choose the right recreational vehicle policy and best deductible levels based on their vehicles type, how it’s used and how often.

Following are different categories of off-road vehicle insurance:

  • ATV – All Terrain Vehicles, Quad, and Four Wheelers are often used for weekend cruising, running around the farm, or hunting. Damage to the engine, accidents, theft, or collision are just some of the risks that can be covered by an insurance policy.
  • Dirt Bike – Off-road motorcycles are popular for recreation and sport. Insuring them against damage, collision and theft is a smart safeguard for your investment. If you race your bike, many competitions require that your bike be registered and insured.
  • Side-by-Side, Full-Size 4WD – Side-by-sides, Jeeps and buggies are expensive investments that endure abusive (but fun) conditions. Because these vehicles are designed to carry passengers, there is additional liability for the owner. An insurance policy will protect you from these liabilities as well as damage, collision, and theft.

Don’t leave yourself or your off-road vehicle vulnerable to anything but the trails. Contact The Alliance Group of Western NY today for a free consultation. Fill out the form on this page or call us at (585) 388-8001.