Safely Enjoy Your ATV With These Tips

ATV Safety 101

Heading out on the trail this summer to enjoy your ATV is one of the best ways to enjoy the season. Even while you are out enjoying the backroads, it is important that you make sure that you know how to stay safe. Keep these ATV safety tips in mind to ensure that you safely enjoy your ride.

  • Take a safety course – enrolling and passing a safety course can help to make sure that you know how to handle any incident that you may have to deal with on the trails. Look for a hands on safety training course that will better prepare you than any courses that you can find online.
  • Wear the right gear – when riding your ATV, the only thing between you and the road is your gear. Invest in quality gear that will keep you safe and protected in case of a crash. Look for a helmet that is certified by the U.S. Department of Transportation, as well as sturdy pants, boots, gloves, goggles, and jackets.
  • Avoid paved roads – since ATVs are designed for off road use, they should only be driven on dirt roads. ATV have a solid rear axle and no differential, which can make them very hard to control on paved roads.
  • Do not drive under the influence – just like drinking and driving a car is illegal, so is drinking and driving an ATV. Even one drink can impair your driving ability, so make sure to stay sober when you plan on heading out.

Most importantly, having the right ATV insurance policy will protect you from any unfortunate situation you have to deal with while on your next ride. Contact the insurance professionals at Alliance Group in Fairport, New York for all of your ATV insurance coverage needs this summer.

Smartphone Apps To Download This Summer

Download These Smartphone Apps

Even though you are spending more time outside during the summer, chances are that your smartphone is not very far away. If you are not totally disconnecting this summer, there are apps that can help make your summer more enjoyable. Download these smartphone apps to make the most of the season.

  • Wolfram Sun Exposure Reference – save yourself and the rest of your family from dangerous and painful sunburns with this app. It will calculate how long you can be out in the sun without getting burnt based on your location, complexion, time of day, and the SPF that you are using. It will also let you know the UV forecast for wherever you are.
  • PackPoint – if you are always worried that you are going to forget to pack something for your vacation, PackPoint can be a life saver. After putting in the details of your trip, including where you are going and your agenda, the app will help you figure out exactly what you should bring, down to the last pair of socks.
  • Project Noah – keep your little ones entertained without ever leaving your house with this interactive field guide app. Let your kids go on a mission to discover more about the local flora and fauna in your yard by uploading photos of what they find.
  • RootsRated – if you are looking for a new local trail to hike or swimming hole to cool down, look no further. This app will provide practical information about how to find the location, as well as detailed reviews about it.
  • Back 2 School Countdown – if you start to get a little stressed out towards the end of summer entertaining your children every day, this app will give you some hope. Just make sure your kids do not find it.

Alliance Group in Fairport, New York would like to encourage you to try out these apps this summer.

Stay Cool and Save Money This Summer With These Tips

Money Saving Cooling Tips

As summer continues, the outside temperatures begin to rise. While turning up your air conditioning is the easiest way to cool down, it will also cause your energy bill to increase dramatically. Luckily, there are many steps that you can take to help stay cool and save money. Keep these energy saving tips in mind to fully enjoy the summer season.

  • Turn on your fans – ceiling fans can help to circulate the air around your room, helping it feel a few degrees cooler. However, it is important to keep in mind that your fans will not actually lower the temperature in your house, so turn off your fans when you leave a room to cut down on your energy costs.
  • Ventilate – opening your doors and windows to create a cross breeze in your house is one of the easiest and most cost effective ways to cool your house down. Opening your doors and windows in the evening and early morning when the temperatures are the lowest is the best way to cool down. Just make sure to remember to close everything that is open when the sun starts to come up.
  • Consider big projects – if it is in your budget, making renovations to your house can make it more energy efficient all year round. Sealing any cracks around your windows and doors can keep your home air tight. Also, check to ensure that your walls and attic are properly insulated and consider adding extra insulation to keep your house at a comfortable temperature during the hot summer months.

As the temperatures heat up, it is also the perfect time to check your homeowners insurance to ensure that you are protected from any unfortunate situation this season. Contact Alliance group in Fairport, New York for all of your home insurance coverage needs.

How Your Insurance Should Change With Your Lifestyle

Insurance Information To Be Aware Of

Once you choose your insurance policies, it can be easy to simply keep paying your premiums and forget about the policy unless you have to make a claim. However, as your life changes, so do your insurance needs. Keep these insurance questions in mind to make sure that you have the right amount of coverage throughout your life.

  • Have you made any updates to your home? Any updates to your home will most likely increase the value of your home, meaning that your existing home insurance coverage will not provide enough protection. Your homeowners insurance is meant to provide enough coverage if you have to completely rebuild your house, so make sure to increase your protection.
  • Are you commuting more than ever? If you got a new job that is further away from your house, you are probably spending more and more time in your car. The more time you spend on the road, the greater your chances are of getting into an accident. Make sure that your auto insurance coverage matches with your risks to keep you safe.
  • Has your family grown? Adding any new members to your family means that you have more people to care for. Checking your life insurance policy to ensure that all of your dependents are named and that you have a large enough policy to meet your growing family’s needs can help to make sure that they will be financially stable when you are gone. You may also want to look over your home inventory to ensure that all of your new assets that come along with your expanding family are protected.

For more insurance information and to ensure that you and your family have the coverage that you deserve, contact the insurance professionals at Alliance group in Fairport, New York.

Simple Tips to Stay Safe This Summer

Summer Safety 101

As the weather continues to warm up for summer, you may find yourself spending much more time outdoors with the whole family. While getting some fresh air can be good for your health, there are also many dangers associated with the outdoors. Keep these summer safety tips in mind to ensure that everyone has a safe and fun summer vacation.

  • Cover your head – if you are going on a family bike ride, or your kids are riding their scooters down the street, always make sure to wear well-fitting helmets. Ensure that you have enough helmets for everyone in your family! Mark helmets with your child’s name to ensure that every kid grabs the right helmet when it comes time to head out.
  • Beware of the sun – as the sun shines for more hours each day, it is important to make sure that you protect yourself and your family. Whenever you are headed outside, always put on sunscreen that has at least 15 SPF. Also, bring a wide brimmed hat and sunglasses. If you will be outside for an extended period of time, try to find shade to sit under.
  • Consider water safety – there is no better way to cool down during the summer than taking a dip in your backyard pool. Make sure that children always have the proper supervision when swimming, and those who do not have strong swimming skills wear the proper safety equipment, such as a life jacket. Installing a locking fence around your pool can help to keep children safe this summer.

It is also important to make sure that you look over your insurance policies to ensure that you have the right amount of coverage for any unfortunate situation that you may run into. Contact Alliance Group in Fairport, New York for all of your insurance policy needs.

Check Out These Local Events!

Summer Events Not To Miss!

Even though summer does not officially start for another 10 days, the warm weather is already here, which means it is time to get out into the local community to enjoy all the fun and exciting events that are going on. Make sure to mark your calendar for these events that will be fun for people of all ages!

The Sterling Renaissance Festival runs every weekend through August 19th and will transport you back to an English Renaissance village that is complete with live entertainment such as street performances, pub sings, jousting matches, olde world rides, and more. There will also be specialty foods available to help you get a taste of the times.

Webster Fireman’s Carnival started yesterday, and will run through the 14th at Webster Fireman’s Field on Sanford Street. The event will include games, rides, a Kiddie Parade, food, a Fireman’s Parade, and more! Make sure to stick around until the sun goes down to enjoy the fireworks show!

The Monroe County Fair is happening now until the 15th at the Monroe County Fairgrounds. There will be delicious fair food for purchase, exhibits and contests, plenty of farm animals, and live entertainment including talent shows, horse shows, and aerial shows. Regional and local bands will also be performing in the grandstand area throughout the event.

The final three Summer Fun Train Rides through the historic Erie Canal corridor are taking place on July 11th, July 14th, and August 13th at the Medina Railroad Museum. You will not want to miss out on the giant HO-scale train layout that is 204 feet long, as well as everything else that the museum has to offer!

Everyone at Alliance Group in Rochester, New York would like to invite you and your family out to enjoy all of these exciting local events this summer!

Father’s Day Gift Ideas that Dad Will Love!

Check Out These Awesome Father’s Day Gift Ideas!

Father’s Day is fast approaching, which means that right now is the best time to find a gift that will show your dad just how much you care! Keep these Father’s Day gift ideas in mind that dear old dad is sure to love!

  • Beer of the Month Membership – the Beer of the Month Club will deliver some of the tastiest brews right to your dad’s front door. Not only will it be something to look forward to each month, but it can also help your dad find a new favorite brew!
  • Shaving papers – if your dad is always on the go, no matter if he is hoping on a plane for another business trip or just enjoys traveling across the state, he is sure to love these shaving papers. All you have to do is add water to these specially designed papers, lather up, and shave! As an added bonus, they are much easier to take through airport security than a bottle of shaving cream.
  • Ballpark Blueprints – if one of your dad’s favorite activities is watching a baseball game, get him a personalized blueprint of his favorite team’s stadium. Hanging it next to the TV will help him feel like he can fully enjoy the game, even as he watches it from the comfort of the couch.
  • Golf ball cuff links – let your dad remember one of his favorite hobbies, even when he has to put on a suit. These cufflinks are practical while still allowing your dad to show off his fun side!
  • Whiskey stones – never let your dad’s favorite glass of whiskey get watered down with melted ice cubes again. Whiskey stones can be frozen in the freezer and added to any glass of whiskey to ensure that dad’s drink is always at the perfect temperature.

All of us at Alliance Group in Fairport, New York would like to wish all the dads out there a happy Father’s Day!

Getting Ready for National Fresh Fruit and Vegetable Month!

Delicious Smoothie Recipes To Try!

As May comes to an end, it is time to start looking forward to all that June has to offer. June is National Fresh Fruit and Vegetable Month, which is the perfect time to start adding more fresh fruits and veggies to your diet to help you feel your best. Keep these delicious smoothie recipes in mind to easily increase your fruit and veggie intake each day.

Banana Ginger Smoothie

  • 1 sliced banana
  • ¾ cup vanilla yogurt
  • 1 tablespoon honey
  • ½ teaspoon freshly grated ginger
  • Combine all ingredients and blend until smooth

Tropical Papaya Perfection

  • 1 papaya cut into chunks
  • 1 cup fat free plain yogurt
  • ½ cup crushed ice
  • ½ cup fresh pineapple chunks
  • 1 teaspoon coconut extract
  • 1 teaspoon ground flaxseed
  • Blend all ingredients together until frosty and smooth

Berry Vanilla Sensation

  • ½ cup frozen unsweetened raspberries
  • ½ cup frozen unsweetened strawberries
  • ¾ cup unsweetened pineapple juice
  • 1 cup fat free vanilla yogurt
  • Blend until smooth and enjoy immediately

Collard Greens Smoothie with Mango and Lime

  • 2 tablespoons fresh lime juice
  • 1 ½ cups frozen mango
  • 2 cups stemmed and chopped collard greens
  • 1 cup green grapes
  • Mix together in a blender, adding more water if needed

Spinach Smoothie with Avocado and Apple

  • 1 ½ cup apple juice
  • 1 apple, cored and chopped
  • 2 cups stemmed and chopped spinach
  • ½ avocado, chopped
  • Combine all ingredients in a blender until your desired consistency is reached

Spinach, Grape, and Coconut Smoothie

  • 1 cup seedless green grapes
  • ½ cup ice
  • 1 cup baby spinach, packed
  • ¼ cup coconut milk
  • Blend together until smooth

All of us at Alliance Group in Fairport, New York would like to encourage you to try out these delicious recipes this month!

Boating Essentials For Your Next Boat Trip

SailingWhat to Bring on Your Boat

There is no better way to take advantage of the warm spring and summer temperatures than heading out on the water for a day of boating. While getting ready for a full day of boating can seem tireless, the payoff is worth it. Before you back down the launch ramp, make sure to gather these boating essentials.

  • Registration – just like your car, you need to carry a valid boat registration with you at all times while you are out on the water.
  • Life jackets – you are required to have as many life jackets on board as people. Before you launch your boat, make sure that you have a life jacket that will properly fit everyone.
  • Waterproof camera – you are sure to see many beautiful sights while on the water that you may want to capture, as well as documenting fun family activities. Bringing a waterproof camera can help to make sure that you are able to document these moments without worrying about your camera breaking.
  • Cooler – stock your cooler with plenty of water and snacks to keep you hydrated and satisfied while on the water. If you are planning on catching fish, make sure to bring a designated cooler to keep the fish in.
  • Marine radio – while out on the water, you may not be able to get cell phone reception. If you get stuck or break down, a marine radio can be all that you have to call for help.
  • Fire extinguisher – you are required to keep a fire extinguisher on your boat at all times. Make sure that everyone on board knows how to properly use it.
  • Sunscreen – with the bright spring and summer sun, it is easy to get sunburnt while on the water all day. Sunscreen will protect you from a dangerous and painful sunburn.

It is also important to look over your boat insurance policy to make sure that you have the right amount of protection. Contact Alliance Group in Fairport, New York for all of your boat insurance coverage needs.

What Do Food Dates Really Mean?

Regiments with productsFood Packaging Dates

Chances are, each time you take something out of your pantry or refrigerator, you check the date on the packaging. If the date on the packaging has past, you may do like most Americans and toss the item into the trash. Almost 50 percent of food that is bought in the United States ends up in the trash, mostly due to a misunderstanding of the date that is printed on the packaging.

According to the director of the Harvard Food Law and Policy Clinic, Emily Broad Leib, 90 percent of Americans admit that they have thrown out food due to the date that was printed on it because they thought that meant it was unsafe to eat. While this is wasteful and unfortunate, it is very common, mostly because people do not fully understand what the date really means.

Food packaging is typically printed with one of seven numbers, which includes:

  • Just a date, with no other information
  • Sell by
  • For best taste, use by
  • Best by
  • Enjoy by
  • Use by
  • Display until

Most people think that no matter what the prefix is to the date, if the date has passed, it means it is time to toss it out. In reality, food date labels do not have a lot to do with the actual safety of a food. They do, however, have a large effect on the sale of the food. Many grocery stores will throw out $2,000 worth of completely safe food each day because of the dates that are printed on the packaging.

Knowing what each date actually means can help you decide when it is really time to throw out your food. “Best by” and “use by” dates are printed by the manufacture as a way to show when the product will reach the peak of freshness. This does not mean that the food is bad after this point. “Sell by” is printed by the manufacturer for use by the seller to make sure the proper turn over time of the products.

Contact Alliance Group in Fairport, New York for all of your insurance coverage needs and to ensure that you are protected in case of accidentally ingesting spoiled food.