Disaster Protection For Your Business

Business Insurance for Disasters

A disaster can strike at any time, which can mean serious damage to your business. While your existing insurance policies may provide some protection, it is important to invest in the right additional polices to provide the right amount of coverage. Keep these tips in mind to ensure that your business stays safe in case of any peril.

  • Insurance for the structure – a commercial property insurance policy is the best way to make sure that the structure of your property is protected in case of a disaster. As an added bonus, a commercial property insurance policy will also help to provide protection for any equipment that is damaged during the disaster. If you have any valuable equipment that you use at your business, you may want to talk with your agent to ensure that you have the right amount of coverage.
  • Insurance for commercial vehicles – your existing commercial vehicle insurance policy will provide some protection for your company cars during a disaster, as long as you have comprehensive coverage. Comprehensive coverage will provide protection for incidents that are not related to an accident, such as if the vehicles are damaged in a disaster.
  • Insurance for flooding – it is important to keep in mind that protection for a flood is not provided by any insurance policy, other than a specific flood insurance policy. If you are relying on your commercial property insurance to provide protection, you will be left paying for any repairs out of your own pocket.

Contact the insurance professionals at Alliance Group in Fairport, New York for all of your business insurance needs. As an independent insurance company, we will work with you to ensure that you have the right amount of protection, all at the right price to fit your budget.