Archives for July 2015

Safely Enjoy Your ATV With These Tips

ATV Safety 101

Heading out on the trail this summer to enjoy your ATV is one of the best ways to enjoy the season. Even while you are out enjoying the backroads, it is important that you make sure that you know how to stay safe. Keep these ATV safety tips in mind to ensure that you safely enjoy your ride.

  • Take a safety course – enrolling and passing a safety course can help to make sure that you know how to handle any incident that you may have to deal with on the trails. Look for a hands on safety training course that will better prepare you than any courses that you can find online.
  • Wear the right gear – when riding your ATV, the only thing between you and the road is your gear. Invest in quality gear that will keep you safe and protected in case of a crash. Look for a helmet that is certified by the U.S. Department of Transportation, as well as sturdy pants, boots, gloves, goggles, and jackets.
  • Avoid paved roads – since ATVs are designed for off road use, they should only be driven on dirt roads. ATV have a solid rear axle and no differential, which can make them very hard to control on paved roads.
  • Do not drive under the influence – just like drinking and driving a car is illegal, so is drinking and driving an ATV. Even one drink can impair your driving ability, so make sure to stay sober when you plan on heading out.

Most importantly, having the right ATV insurance policy will protect you from any unfortunate situation you have to deal with while on your next ride. Contact the insurance professionals at Alliance Group in Fairport, New York for all of your ATV insurance coverage needs this summer.

Smartphone Apps To Download This Summer

Download These Smartphone Apps

Even though you are spending more time outside during the summer, chances are that your smartphone is not very far away. If you are not totally disconnecting this summer, there are apps that can help make your summer more enjoyable. Download these smartphone apps to make the most of the season.

  • Wolfram Sun Exposure Reference – save yourself and the rest of your family from dangerous and painful sunburns with this app. It will calculate how long you can be out in the sun without getting burnt based on your location, complexion, time of day, and the SPF that you are using. It will also let you know the UV forecast for wherever you are.
  • PackPoint – if you are always worried that you are going to forget to pack something for your vacation, PackPoint can be a life saver. After putting in the details of your trip, including where you are going and your agenda, the app will help you figure out exactly what you should bring, down to the last pair of socks.
  • Project Noah – keep your little ones entertained without ever leaving your house with this interactive field guide app. Let your kids go on a mission to discover more about the local flora and fauna in your yard by uploading photos of what they find.
  • RootsRated – if you are looking for a new local trail to hike or swimming hole to cool down, look no further. This app will provide practical information about how to find the location, as well as detailed reviews about it.
  • Back 2 School Countdown – if you start to get a little stressed out towards the end of summer entertaining your children every day, this app will give you some hope. Just make sure your kids do not find it.

Alliance Group in Fairport, New York would like to encourage you to try out these apps this summer.

Stay Cool and Save Money This Summer With These Tips

Money Saving Cooling Tips

As summer continues, the outside temperatures begin to rise. While turning up your air conditioning is the easiest way to cool down, it will also cause your energy bill to increase dramatically. Luckily, there are many steps that you can take to help stay cool and save money. Keep these energy saving tips in mind to fully enjoy the summer season.

  • Turn on your fans – ceiling fans can help to circulate the air around your room, helping it feel a few degrees cooler. However, it is important to keep in mind that your fans will not actually lower the temperature in your house, so turn off your fans when you leave a room to cut down on your energy costs.
  • Ventilate – opening your doors and windows to create a cross breeze in your house is one of the easiest and most cost effective ways to cool your house down. Opening your doors and windows in the evening and early morning when the temperatures are the lowest is the best way to cool down. Just make sure to remember to close everything that is open when the sun starts to come up.
  • Consider big projects – if it is in your budget, making renovations to your house can make it more energy efficient all year round. Sealing any cracks around your windows and doors can keep your home air tight. Also, check to ensure that your walls and attic are properly insulated and consider adding extra insulation to keep your house at a comfortable temperature during the hot summer months.

As the temperatures heat up, it is also the perfect time to check your homeowners insurance to ensure that you are protected from any unfortunate situation this season. Contact Alliance group in Fairport, New York for all of your home insurance coverage needs.