Preparing for a Flood

Floods are one of the most destructive natural disasters. You can never know when a flood is going to happen, so it is important to be prepared at any time. Keep these flood safety tips in mind to be well prepared in the event of a flood.

During the flood:

  • Keep a battery-operated radio tuned to a local news station to stay up- to-date with emergency instructions in your area.
  • Move to a higher floor if you are caught inside by rising water.  Take warm clothing, water, a flashlight, and a radio with you.  Wait for help; do not try to swim to safety.
  • Avoid walking or driving through flooded areas.  As little as one foot of water can easily carry away a vehicle.
  • If you have time, turn off all utilities at the main power switch of your home and turn off the gas at the main valve.

After the flood:

  • Check for any structural damage before entering a building to make sure it is not in danger of collapsing.
  • Watch for electrical shorts or live wires before turning on the main power switch. Do not turn on any lights or electrical equipment until it gets checked by a professional.
  • Cover all broken windows and holes in the walls to prevent further damage to your home.
  • Throw out any food or medications that came into contact with the flood water.
  • Make sure to check with your local authorities before drinking any tap water to ensure it is not contaminated.

It is important to remember that homeowners insurance policies do not cover damage that is caused from a flood.  A specific flood insurance coverage needs to be purchased to be protected from a flood.  Contact the insurance professionals at The Alliance Group in Fairport, New York for the most comprehensive flood insurance policy.