Builders Risk

Builders Risk

Protect Your Investment in Construction

Buildings are subject to many different risks while under construction, such as fire, wind, theft and many more. A Builders Risk policy protects the builder from the high costs associated with these risks, and it is purchased by the custom builder, general contractor or the property owner. Some construction projects in the Rochester NY area even require builders risk insurance.

Coverage should be effective prior to when construction materials are delivered to the job site. And it should end upon the building’s sale, occupancy or the policy expiration date. Following is a list of common builders risk protections:

  • Construction materials and tools in transit designated for the renovation, remodel or construction;
  • Construction materials and tools at the job site before they are installed;
  • The cost of skilled laborers and equipment; and
  • The value of the property being constructed until it is complete.

The Alliance Group of Western NY provides Rochester NY area builders and property owners with comprehensive and affordable builders risk insurance coverage. We learn about your project to develop an insurance policy customized for the coverage amount and length of time that is needed.

For a free consultation on a builders risk policy for your Rochester NY area business, contact The Alliance Group of Western NY today. Fill out the form on this page or call us at (585) 388-8001.