How To Save On Your Auto Insurance Before You Turn 30

Couple in carAuto Insurance Discounts for Young Drivers

It is a well-known fact that auto insurance premiums can be extremely high if you are under 30, since studies have shown that young adults tend to be involved in more accidents. However, if you are under 30 you do not necessarily have to be stuck with high auto insurance rates. Keep these simple tips in mind to help you save on your auto insurance policy before you turn 30.

  • Buy a clunker – when looking for a new car to buy, look for an older, reliable car with a nice sound system and the standard safety features. Even though it may not be the best looking car on the road, you may be able to skip out on collision insurance, which could help you save hundreds of dollars.
  • Change your annual mileage – how much you drive each year has a serious impact on what you pay for auto insurance. If you drive less than 15,000 miles a year, you may be able to save some money. Make sure that your annual mileage adds up with your lifestyle, not the number that your insurance carrier selects for you.
  • Report all the safety features of your car – make sure your insurance company knows about all the safety features that are included in your car, including daytime running lights, anti-lock brakes, and theft prevention systems. The safer your car is, the more money you can save.
  • Share a car – if you have a roommate, consider sharing a car with them. Splitting the cost of your auto insurance policy will make it much more affordable. Just make sure that you are both listed on the policy.

Contact the insurance professionals at the Alliance Group in Fairport, New York for all of your auto insurance coverage needs before and after you are in your 30s.